MONEY & BANKING
Currency
Yes, currency has been largely replaced by other forms of payment, but in case this is still helpful...
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Coins: penny (1 cent); nickel (5 cents); dime (10 cents); quarter (25 cents)
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Bills: $1; $5; $10; $20; $50; $100
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Most people use $20 bills or less, and some places will not accept bills larger than $20
Exchanging, Keeping, and Using Money
Banks offer different services and interest rates so it is useful first to search online for "Banks" and "Credit Unions" to review options.
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Checking Accounts allow payment with checks (instead of cash). A checking account also allows you to keep better track of how much you have and where it goes.
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Savings Accounts are used for keeping larger amounts of money, and earn more interest than checking accounts.
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Automatic Teller Machines (ATMs) allow you to make transactions without going to the bank by using a special card. There may be charges for this service.
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Debit Cards allow payment (without cash) from a bank account.
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Credit Cards (like VISA and MasterCard) are widely accepted and allow payment without cash. Credit cards have very high interest on unpaid balances. Significant credit card debt should be avoided.